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Donkey trafficking: An explanation of how banking works

Young Paddy bought a donkey from a farmer for €100. The farmer agreed to deliver the donkey the next day.

But the next day he drove up and said: “Sorry son, but I have some bad news – the donkey’s died.”

Paddy replied: “Well then just give me my money back.”

The farmer said: “Can’t do that. I’ve already spent it.”

Paddy said: “OK then, just bring me the dead donkey.”

The farmer asked: “What are you going to do with him?”

Paddy replied: “I’m going to raffle him off.”

The farmer said: “You can’t raffle a dead donkey!”

Paddy said: “Sure I can. Watch me. I just won’t tell anybody he’s dead.”

A month later, the farmer met up with Paddy and asked: “What happened with that dead donkey?”

Paddy answered: “I raffled him off. I sold 500 tickets at €2 each and made a profit of €898.”

Astonished, the farmer asked: “Didn’t anyone complain?”

Paddy said: “Just the guy who won. So I gave him his €2 back.”

Paddy now works for the Royal Bank of Scotland.